Progressive & Motive Partner to Reduce Insurance Premiums

Motive announced that it is partnering with Progressive Commercial to offer Motive’s market-leading AI-based safety solution to Progressive Commercial customers. According to a statement, the offering supports each company’s commitment to driver safety while offering customers solution subsidies and lower fleet insurance premiums.

Motive has partnered with Progressive Commercial to help customers increase safety and cut insurance costs to help improve their ROI as they’re forced to do more with less in the face of increased regulation and macroeconomic pressure. Motive and Progressive Commercial are offering a 40-50% monthly per vehicle subsidy on the Motive Driver Safety solution that collects data about driver behavior and provides insights into safety risks and ways to address them. 

"Insurance rates have been climbing for years and are one of the top five costs of trucking operations. Smaller fleets in particular are at a disadvantage compared to larger fleets because they don't have sophisticated safety programs that can drive down insurance costs," Jai Ranganathan, chief product officer of Motive told Work Truck. "Through our partnership with Progressive Commercial, we are teaming up with the largest commercial insurer in trucking for small fleets to give them the same type of advantage that large fleets have by offering Motive's driver safety technology. Through this partnership, truckers should expect to see immediate financial benefits and safety impacts by driving their insurance costs down and improving their long-term safety outcomes."

The Benefits of Partnership on Insurance Premiums

Motive has also been named as one of Progressive Commercial’s preferred vendors in its Smart Haul program. Through the Progressive Commercial Smart Haul program, eligible customers who use Motive for ELD compliance can qualify for fleet insurance savings. For Motive, being named a preferred vendor in the Progressive Commercial Smart Haul program introduces more drivers to Motive Driver Safety.

“Insurance is one of the top five largest expenses for truckers. With our Smart Haul program, we are helping truckers turn their ELD requirement into savings on their insurance premiums,” said Progressive Commercial Product Development Manager Luke Harmer. “Enrolling in Smart Haul is easy, and now, with our new vendor program, truckers with a vendor ELD will receive the largest range of savings. This means that Motive customers will get at least a 5% discount, but with an established safety record, they can save up to 12%. Plus, we reward safe driving habits with a personalized rate at renewal.”

The Motive Driver Safety solution – including the Motive AI Dashcam and Vehicle Gateway – can provide critical driver safety features that reduce accidents, according to the company. In addition, the has the ability to decrease insurance premiums, by:

• Accurately detecting safety issues such as seatbelt violations, close following, or hard cornering.
• Preventing accidents by alerting drivers to unsafe behavior in real-time.
• Providing safety managers with full visibility into the safety behavior of every driver and uncovering any blind spots.
• Using video recording to assist drivers with unjustified claims and lawsuits. 
• Coaching drivers via automated coaching and facilitating in-person coaching sessions. 

"Driver safety is critical for everyone in the industry, and Motive has invested years building an AI-based safety solution that helps drivers and operators improve driver safety," said Jai Ranganathan, Chief Product Officer at Motive. "Partnering with Progressive Commercial aligns with our strategic commitment to reduce the number of accidents and safety incidents, and we’re excited to help make our roads safer with our products.” 

Check out more information about the Motive and Progressive offering today! 

Motive has been keeping busy - earlier in 2022, the company analyzed more than 800 commercial fleets across a two-year period beginning in January 2020, identified what top fleets with the best fuel performance increase did to improve their fuel efficiency, and measured their impact. Check out the results!