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Get Left of Loss: A 5-Step Workplace Prevention Framework for Fleet Operators

Violence risks do not stop at the driver’s door. Learn five practical steps fleets can take to spot threats early and protect workers before loss occurs.

by David Berno, Hub International
July 21, 2026
Black graphic with large white text reading “Stop Workplace Violence” framed by blue accent lines.

Fleet safety programs should account for more than road risks. Drivers and field workers may also face threats during stops, deliveries, and public interactions.

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Work Truck

4 min to read


Fleet workers face a distinct set of vulnerabilities that many office-based employees never encounter. They routinely operate alone, make stops at unfamiliar locations, handle valuable cargo, and interact with strangers throughout the day. 

That operating environment creates conditions ripe for threatening or violent encounters to occur. According to OSHA, delivery drivers are among those at elevated risk of workplace violence. Nationally, workplace violence is the third-leading cause of fatal occupational injuries in the U.S. This risk often comes as a surprise to fleet safety managers whose safety focus centers primarily on road incidents, vehicle maintenance, and driver fatigue.  

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While the risk is significant, so is the opportunity to get ahead of it. Fleet managers who apply the same structured, proactive approach to workplace violence that they bring to road safety and DOT compliance can build meaningful protection for their teams before an incident arises. 

What Does 'Getting Left of Loss' Mean for Fleets?  

Timing is everything when it comes to workplace violence. Think of a linear timeline showing how a violent incident unfolds. On the left side, before any incident occurs, there are opportunities for early identification, intervention, and mitigation. On the right side, after an incident, organizations are dealing with response, recovery, and consequences ranging from injured workers to potential liability and operational disruption. 

The goal is to spend as much time as possible on the left side of that timeline. That requires having a dedicated workplace violence prevention plan in place to spot early warning signs, intervene before situations escalate, and avoid the far greater costs of reacting to an incident. 

It’s important for fleet operators to remember that threats can come from multiple directions. A robbery or confrontation at a delivery stop may be the most obvious concern, though violence can also arise between coworkers, follow someone to work from a personal situation, or emerge from online threats that materialize in person. Having a complete picture of that risk is where effective prevention starts. 

Timeline infographic showing prevention opportunities before a violent workplace incident and response, recovery, injuries, liability, and operational disruption afterward.

The strongest workplace violence strategy starts before an incident occurs, with early identification, intervention, clear reporting procedures, and consistent mitigation efforts.

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This image was generated by OpenAI. Please refer to our terms of use.

5 Steps to Build an Effective Workplace Violence Prevention Program

A strong prevention program does not need to be complicated, but it does need to be intentional. These five steps can help fleet operators build a practical framework that identifies risks early, gives workers clear guidance, and supports a consistent response when concerns arise.

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1.Secure leadership buy-in

Prevention programs typically stall without visible commitment from the top. Senior leadership must understand risk, allocate resources, and send clear signals that worker safety extends beyond the vehicle. Supervisors at every level should be held accountable for ensuring prevention protocols are communicated and consistently applied across the operation. 

2.Map your risk profile

No two fleet operations face identical exposures. A utility crew making late-night service calls carries different risks than a delivery team running daytime suburban routes. Before building a program, take stock of your specific vulnerabilities. Prevention strategies should be built around specific risk areas, not around a generic checklist. Consider the following: 

  • Do drivers make stops alone in isolated areas?
  • Do they carry cash or high-value cargo?
  • Do routes run through high-crime areas after dark?
  • Is there a mechanism for workers to flag concerning interactions?

3.Put it in writing

A written workplace violence prevention policy sets the standard for the entire operation. It should define what constitutes workplace violence, including verbal threats, intimidation, and physical acts, establish a zero-tolerance stance, and outline reporting procedures that explicitly protect employees from retaliation.

Additionally, it should address physical security measures specific to fleet operations, such as check-in procedures for solo workers and steps drivers should take if they feel unsafe at a stop. 

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4.Train consistently

A distributed, often high-turnover workforce makes ongoing training essential. Training should focus on three areas: 

  • Recognizing early warning signs of escalating behavior
  • De-escalation techniques for public-facing interactions
  • The reporting process 

Routine drills and scenario-based exercises help drivers build the confidence they need to identify and respond to threats when they emerge on the job. 

5.Build a threat response process

Develop and implement a consistent evaluation process for when concerns surface. Designate a small team responsible for assessing threats and establish a clear protocol: document, evaluate, and respond.

For smaller fleets, this may only require one or two people. Smaller fleets should also establish relationships with local law enforcement across operating areas to ensure there’s a clear point of contact when a credible threat emerges. 

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Consistency is Key to Preventing Workplace Violence

An effective workplace violence prevention program doesn’t require a dedicated safety team or elaborate corporate infrastructure. Fleet operators of any size can build meaningful protection with a simple, consistently applied framework built on clear policies, reliable reporting mechanisms, and regular training. The more your organization runs "left of loss," the less time you’ll spend managing the costly aftermath.  

Portrait of David Berno, Transportation Practice Leader at Hub International, beside his name and title on a blue-and-black Work Truck graphic.
Credit:

Work Truck | Hub International

About the Author: David Berno is the Transportation Practice Leader for global insurance brokerage Hub International. This article was authored and edited following Work Truck editorial standards and style. Opinions expressed may not reflect those of WT.

 

Topics:Safety
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