Seeking new ways to separate good risks from bad, car insurers in some states are now offering different rates for people with better jobs or higher level of education, according to a MSN Money report. In states where rating factors can legally include education and occupation, insurers such as Allstate are discounting premiums by up to 10 percent those in favored jobs, while Geico simply charges the less educated more. State Farm, the largest insurer in the United States, and Progressive (number three) do not use education or occupation to set rates. The Newark, N.J., Star-Ledger reported earlier this month that a 30-year-old single, male lawyer with a master's degree would pay $1,686 a year for coverage from Geico, but $2,880 if he were a janitor with a high school diploma, according to the MSN Money report. The vast change in pricing has caused a new legislation to be introduced in New Jersey that would prevent insurers from using education to determine auto insurance rates. Meanwhile according to an Allstate study that looked at 10 million insurance policies over a three-year period and broke down accident claims by profession, editors, health technicians and judges were deemed to be the safest in some states, with smaller discounts made available to secretaries, teachers and locksmiths.