Insure.com Names Low Cost Car Insurance Award Winners
Insure.com honors the top vehicles from four categories – cars, SUVs, vans and trucks – that are the cheapest to insure, based on a survey of average car insurance rates for more than 2,400 vehicles for the 2010 model year.
Insure.com named two domestic and two foreign vehicles to top its list of the least expensive 2010 vehicles to insure. Insure.com honored the vehicles selected from among four categories - cars, SUVs, vans and trucks - with its Low Cost Car Insurance Award.
The top vehicles in each segment were:
• Cars: Dodge Caliber 4-door hatchback
• SUVs: Mazda Tribute i 2WD 4-door Utility
• Vans: Honda Odyssey LX 5-door 2WD
• Trucks: GMC Canyon WT 2WD 2-door 2.9L
The annual awards honor vehicles that are the cheapest to insure, based on a survey of average car insurance rates for more than 2,400 vehicles for the 2010 model year.
To arrive at the average premiums, Insure.com commissioned a study from Quadrant Information Services that calculated the average annual premiums for a male driver using car insurance rates from six large insurers in 10 ZIP codes per state.
Averages are based on a single 40-year-old male driver who commutes 12 miles to work, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. He has a clean driving record and good credit. The policy includes uninsured motorist coverage. Average annual rates are for comparative purposes; consumer's actual rate will depend on his or her personal factors.
Low Cost Car Insurance Award Winners - Cars
Rank
Vehicle
Style
Average annual premium
1
Dodge Caliber
4-Door Hatchback
1196.21
2
Buick Lacrosse CX
4-Door Sedan
1204.23
3
Toyota Yaris
3-Door Hatchback
1208.61
4
Honda Accord LX
4-Door Sedan DOHC VTEC
1211.92
5
Honda Accord LX Premium
4-Door Sedan DOHC VTEC
1214.23
6
Scion XB
5-Door Wagon
1215.86
7
Mini Cooper
2-Door Hatchback
1225.53
8
Volkswagen Jetta S
4-Door Sedan
1229.92
9
Ford Fusion S
4-Door Sedan
1231.03
10
Dodge Caliber R/T
4-Door Hatchback
1231.31
Low Cost Car Insurance Award Winners - SUVs
Rank
Vehicle
Style
Average annual premium
1
Mazda Tribute i
2WD 4-Door Utility
1070.25
2
Mazda Tribute i
4WD 4-Door Utility
1103.29
3
Mazda Tribute S Grand Touring
2WD 4-Door Utility
1128.29
4
Hyundai Tucson GLS
2WD 4-Door Utility
1134.08
5
Kia Sportage LX
2WD 4-Door Utility
1138.41
6
Hyundai Santa Fe GLS
4-Door 2WD Utility
1141.07
7
Jeep Patriot Sport
2WD 4-Door Utility
1145.58
8
Honda CR-V LX
5-Door 2.4L
1146.29
9
Mazda Tribute S Grand Touring
4WD 4-Door Utility
1146.69
10
Dodge Journey SE
2WD 4-Door 2.4L Utility
1149.59
Low Cost Car Insurance Award Winners - Vans
Rank
Vehicle
Style
Average annual premium
1
Honda Odyssey LX
5-Door 2WD SOHC
1095.26
2
Chrysler Town & Country LX
2WD 4-Door 3.3L Wagon
1119.83
3
Dodge Grand Caravan SE
2WD 4-Door 3.3L Wagon
1131.06
4
Toyota Sienna CE
4-Door Wagon
1133.97
5
Honda Odyssey EX
5-Door 2WD SOHC
1139.80
6
Dodge Grand Caravan C/V
2WD 4-Door Van
1146.53
7
Toyota Sienna LE
4-Door Wagon
1148.78
8
Honda Odyssey Touring
5-Door 2WD SOHC
1180.27
9
Dodge Grand Caravan SXT
2WD 4-Door 3.8L Wagon
1186.95
10
Toyota Sienna XLE
4-Door Wagon
1187.31
Low Cost Car Insurance Award Winners - Trucks
Rank
Vehicle
Style
Average annual premium
1
GMC Canyon WT
2WD 2-Door 2.9L
1152.39
2
Toyota Tacoma
2WD 2-Door
1179.84
3
Chevrolet Colorado Work Truck
4-Door 2WD Pickup DOHC
1183.88
4
GMC Canyon WT
2WD 2-Door
1189.66
5
GMC Canyon WT
2WD 4-Door 2.9L Extended Cab
1190.97
6
Toyota Tacoma Prerunner
2WD 2-Door
1192.80
7
Ford Ranger XL
2WD Std Bed
1194.84
8
Ford Ranger XL
2WD Long Bed
1196.86
9
Ford Ranger Sport
2WD Long Bed
1198.27
10
Ford Ranger XLT
2WD Long Bed
1198.60
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