Insure.com named two domestic and two foreign vehicles to top its list of the least expensive 2010 vehicles to insure. Insure.com honored the vehicles selected from among four categories - cars, SUVs, vans and trucks - with its Low Cost Car Insurance Award.
The top vehicles in each segment were:
• Cars: Dodge Caliber 4-door hatchback
• SUVs: Mazda Tribute i 2WD 4-door Utility
• Vans: Honda Odyssey LX 5-door 2WD
• Trucks: GMC Canyon WT 2WD 2-door 2.9L
The annual awards honor vehicles that are the cheapest to insure, based on a survey of average car insurance rates for more than 2,400 vehicles for the 2010 model year.
To arrive at the average premiums, Insure.com commissioned a study from Quadrant Information Services that calculated the average annual premiums for a male driver using car insurance rates from six large insurers in 10 ZIP codes per state.
Averages are based on a single 40-year-old male driver who commutes 12 miles to work, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. He has a clean driving record and good credit. The policy includes uninsured motorist coverage. Average annual rates are for comparative purposes; consumer's actual rate will depend on his or her personal factors.
Low Cost Car Insurance Award Winners - Cars
Rank
Vehicle
4-Door Hatchback
1231.31
Low Cost Car Insurance Award Winners - SUVs
Rank
Vehicle
3
Mazda Tribute S Grand Touring
2WD 4-Door Utility
1128.29
4
Mazda Tribute S Grand Touring
4WD 4-Door Utility
1146.69
10
Dodge Journey SE
2WD 4-Door 2.4L Utility
1149.59
Low Cost Car Insurance Award Winners - Vans
Rank
Vehicle
1095.26
2
Chrysler Town & Country LX
2WD 4-Door 3.3L Wagon
1119.83
4-Door Wagon
1187.31
Low Cost Car Insurance Award Winners - Trucks
Rank
Vehicle
3
Chevrolet Colorado Work Truck
4-Door 2WD Pickup DOHC
1183.88
4
2WD 4-Door 2.9L Extended Cab
1190.97
6
Toyota Tacoma Prerunner
2WD 2-Door