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Fleet FAQ? Fuel Management

Q. What does “Level 3 data” mean?

January 16, 2018

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A. Level 3 data capture is one of the fundamental ways fleet operators are able to better identify and more effectively rein in costs, because such data provides a greater level of detail than what’s offered by a consumer debit or credit card on an open-loop network.

Level 3 data includes essential information such as a driver ID, vehicle ID, job number or odometer reading. This helps operators gain access to granular transaction detail, run standard and custom reports, identify opportunities for savings, set limits on dollar amounts and product types, and ensure drivers spend only on fuel and related vehicle services.

Not all fuel cards collect Level 3 data, and thus cannot provide the level of transaction detail many businesses need to control fuel costs.

Author Bio

Bernie Kavanagh

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Senior Vice President and General Manager

A 27-year fleet professional, Bernie Kavanagh currently serves as Senior Vice President and General Manager of Large Fleet at WEX Inc. He joined the company in 1996 and his career has been a steady progression of increased sales and marketing responsibility. Kavanagh serves on industry related boards and is a frequent speaker at payment industry conferences focusing on fuel trends and technology in the payment space. He earned a bachelor’s degree from the College of New Jersey and is an active member of NAFA, AFLA, NCSFA and AALA. Prior to joining WEX, Kavanagh held a number of roles with Enterprise Rent-A-Car and Enterprise Fleet Management.


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